Package Policy:

The package policy provides coverage for your property (contents, improvements, signs, awnings, etc.) along with the business liability. All property coverages are replacement cost, agreed value. We also include some special coverages as follows...

Broadened Premises (1000 ft)
Foundations
Accounts Receivable
Newly Acquired Properties - BPP
Off Premises - BPP
EDP
Off Premises Time Element
Loss of Refrigeration
Contaminated Food Costs
Money & Securities
Water Damage
Equipment Breakdown
Valuable Papers
Business Income - ALS 12 months

Business Auto:

Non-Owned and hired liability (Delivery) $1,000,000 or $2,000,000

Owned Auto:

Various limits and coverage’s to suit your needs.

Workers Compensation:

Employers Liability Limits $1,000,000 / $1,000,000 / $1,000,000 Stop Gap also available for monopolistic states.

Umbrella:

All limits available to meet your needs. Includes non-owned auto if chosen.

Employment Practices Liability:

$1,000,000 per occurrence,
$1,000,000 aggregate with a $5,000 deductible